Website, Education & Community Disclaimers

1. General Website Disclaimer

Applies to the GFSA Investments Pty Ltd website and general business communications.

GFSA Investments Pty Ltd (referred to as “GFSA”, “we”, “us” or “our”) operates educational services and platforms, including Ironshield Collective and Covered Call Mastery.

All content made available through our websites, social media accounts, educational platforms, community forums, webinars, videos, presentations and other communications is provided for general educational and informational purposes.Our content is intended to help individuals develop their understanding of the US stock market, covered calls, options, investment concepts, trading platforms, charting tools and associated risk management principles.

Nothing on our platforms should be interpreted as a personalised recommendation to buy, sell or hold a particular financial product or as a recommendation to undertake a specific transaction. Our educational material is general in nature and does not take into account your individual financial circumstances, investment objectives, financial needs, experience or risk tolerance. You are responsible for independently assessing any information provided and determining whether it is appropriate for your circumstances. Where appropriate, you should seek advice from a suitably qualified and appropriately licensed Australian financial adviser before making investment decisions.

GFSA does not guarantee the accuracy, completeness or continuing currency of every item of information published. Market information, examples and commentary may become outdated or change without notice.

2. Financial Education Disclaimer

Applies to Ironshield Collective, Covered Call Mastery, educational videos, classroom lessons, webinars, live sessions, presentations and written resources.

Ironshield Collective and Covered Call Mastery are educational platforms operated by GFSA Investments Pty Ltd.

Our educational content is designed to explain financial markets, options strategies and investment concepts. Topics may include covered calls, cash-secured puts, buy-write strategies, options premiums, strike prices, expiry dates, implied volatility, charting, technical indicators and risk management.

Our content is provided for educational purposes and is not intended to be personalised financial product advice. Any discussion of a stock, exchange-traded fund (ETF), options contract, trading strategy or market opportunity is intended to illustrate an educational concept unless explicitly stated otherwise in a manner consistent with applicable law.

References to stocks, ETFs, options, brokers, charting platforms or other financial products do not constitute an endorsement or a recommendation that you invest in them.

Educational examples may use historical prices, hypothetical transactions, simulated trading accounts or illustrative figures. These examples may not reflect actual market conditions, execution costs or the results an individual investor would experience. Participation in our courses, community, webinars or educational sessions does not create an adviser-client relationship.

Members remain responsible for their own research, decisions and financial outcomes.

3. Investment and Options Trading Risk Disclaimer

Applies to all content involving US shares, covered calls, puts, options trading, trade examples and investment strategies.

Investing in financial markets involves risk. You may lose some or all of the money you invest.

Options are complex financial instruments and may not be suitable for every investor. Before engaging in options trading, you should understand how the relevant contracts work, the potential risks, your obligations and the circumstances in which losses may occur.

In particular:

Share prices can fall. Owning shares does not guarantee that you will recover the amount invested.

Options premiums are not guaranteed income. Premiums received may be outweighed by losses on the underlying shares or other costs.

Covered calls limit some upside potential. If the share price rises above the call's strike price, your shares may be assigned and sold at that strike price, subject to the contract terms.

Cash-secured puts carry obligations. You may be required to purchase shares at the strike price if assigned, even if their market value has fallen.

Options can be assigned before expiry. Early assignment is possible, including in circumstances that may be unexpected by inexperienced traders.

Collars and protective puts have costs and limitations. They may reduce certain risks but do not eliminate every potential loss.

Leverage, liquidity, volatility and market gaps can increase risk. Execution prices may differ from expected prices, and positions may be difficult or costly to close.

Currency and brokerage costs matter. Australian residents investing in US markets may also be exposed to exchange-rate movements, commissions, fees and tax consequences.

Past performance is not a reliable indicator of future performance. Historical results, hypothetical examples, backtests and simulated trades do not guarantee future outcomes. You should never invest money you cannot afford to lose or enter an options position without understanding the potential financial consequences. You are solely responsible for deciding whether any investment or strategy is suitable for you.

4. No Guarantee of Income, Returns or Results

Applies to all promotional material, course sales pages, testimonials, community discussions and educational examples.

GFSA Investments Pty Ltd, Ironshield Collective and Covered Call Mastery make no guarantee of investment profits, regular income, financial independence, capital preservation or any particular financial outcome.

Any references to generating income, receiving options premiums, creating a potential additional income stream or developing financial knowledge describe educational objectives and possibilities, not guaranteed results.

Individual results will vary depending on numerous factors, including capital available, market conditions, strategy selection, risk management, costs, taxes, experience and personal decision-making. Examples of premium income or investment returns are illustrative only and should not be interpreted as a promise, forecast or assurance of future performance.

Testimonials, member experiences and examples of individual results represent the experiences of the relevant individuals. They are not necessarily representative of typical results and should not be relied upon as a prediction of your own outcomes.

You should make your own independent assessment before deciding to participate in any educational program or undertake any investment activity.

5. Covered Call Mastery — Course and Paid Education Disclaimer

Applies specifically to the Covered Call Mastery sales page, course enrolment, checkout, educational materials and related services.

Covered Call Mastery is an educational program operated by GFSA Investments Pty Ltd. It is designed to provide structured education about covered calls, options strategies, market analysis, trading platforms and related investment concepts.

Purchasing or accessing Covered Call Mastery provides access to the educational services expressly described at the time of purchase. It does not guarantee investment success, trading proficiency, a particular level of income or any financial return.

The course is not a managed investment service, portfolio management service or promise that GFSA will trade on your behalf.

Unless expressly agreed under a separate lawful arrangement, GFSA does not take control of your brokerage account, make trades on your behalf or assume responsibility for your investment decisions.

Course materials, lessons and examples are provided for learning purposes. You are responsible for how you interpret and apply the information.

Fees, access and cancellations

The applicable course price, payment terms, access period, inclusions and any refund or cancellation conditions should be clearly disclosed before purchase.

Nothing in our terms excludes, restricts or modifies any consumer guarantee, right or remedy that cannot lawfully be excluded, restricted or modified under Australian Consumer Law or other applicable legislation.

Where a refund, cancellation or other remedy is required by law, it will be provided in accordance with the applicable requirements.

6. Ironshield Collective — Community Disclaimer and Member Rules

Applies to the free and paid community, discussions, member posts, live sessions, webinars, Q&A sessions and member interactions.

Ironshield Collective is an educational community intended to encourage learning, respectful discussion and the sharing of general knowledge about financial markets and options strategies. Community discussions may include personal opinions, trade examples, market commentary and experiences shared by members or other participants. These views do not necessarily represent the views of GFSA Investments Pty Ltd.

Member posts and comments are not individually verified or endorsed by GFSA and should not automatically be regarded as accurate, complete or appropriate for your circumstances. Members must exercise their own judgement and independently verify information before acting on it.

Community rules

By participating in Ironshield Collective, you agree to:

Respect other members. Harassment, bullying, threats, discrimination and abusive conduct are not permitted.

Share responsibly. Clearly distinguish personal opinions and experiences from verified facts. Do not knowingly spread misleading information.

Avoid unauthorised promotion. Advertising, spam, unsolicited solicitation and self-promotion require prior permission from the administrators.

Protect privacy. Do not publish another person's private information, account details or personal communications without appropriate permission.

Respect intellectual property. Do not reproduce or distribute paid course materials or other protected content without authorisation.

Avoid impersonation and scams. Do not impersonate GFSA, its representatives or other members, or solicit money under false pretences.

Follow platform rules. Members must comply with the terms and community guidelines of the platform being used.

GFSA may moderate, remove content, restrict access or suspend or terminate a member's participation where reasonably necessary to protect the community, enforce its rules or comply with applicable law and platform requirements. Any moderation or removal of content will be subject to applicable legal obligations and consumer rights. Participation in the community does not establish a financial advisory relationship or guarantee that information shared by other members is accurate.

7. Intellectual Property and Course Content

Applies to Covered Call Mastery, Ironshield Collective and all associated educational materials.

Unless otherwise indicated, the course materials and content supplied by GFSA Investments Pty Ltd, Ironshield Collective and Covered Call Mastery are owned by, licensed to or used with permission by the relevant rights holder.

This may include educational videos, recordings, written lessons, presentations, worksheets, downloadable resources, graphics, course structures and other original materials. Access to educational materials grants you a limited, personal, non-transferable right to use them for your own learning, subject to the applicable access terms.

Unless expressly authorised in writing or permitted by law, you must not:

Copy, reproduce, distribute or republish course materials for commercial or public use.

Share paid course logins or provide unauthorised access to course content.

Record, redistribute or sell course videos, webinars or other protected materials.

Repackage or resell educational resources as your own product.

Use our materials to create competing commercial products in a manner that infringes our intellectual property rights.

Nothing in this section removes rights that you may have under applicable copyright law or other legislation.

Unauthorised use may result in access restrictions and, where appropriate, legal action.

8. Website Use, Third-Party Platforms and Limitation of Liability

Applies to the website, educational platforms, downloadable resources and third-party tools discussed or linked by us.

Our services may refer to or link to third-party providers, including brokerage services, charting platforms, market data providers, payment processors and educational technology platforms. These providers operate independently and may have their own terms, fees, privacy policies and service limitations. GFSA does not control every aspect of their operations, availability, security or accuracy. You are responsible for reviewing the terms and risks associated with any third-party service before using it. To the extent permitted by law, GFSA is not responsible for losses arising from third-party services, interruptions, technical failures or decisions you make based on information provided by third parties. We take reasonable care in providing our services, but we do not guarantee uninterrupted access or that every item of content will be free from errors or omissions. To the extent permitted by applicable law, GFSA excludes liability for losses that arise from the use of our website, educational content or community services where such exclusion is legally effective.

Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limited, including applicable rights and remedies under Australian Consumer Law.

9. Privacy and Personal Information

Applies to website visitors, course purchasers, community members and individuals who contact GFSA.

GFSA Investments Pty Ltd may collect personal information necessary to respond to enquiries, administer memberships, deliver educational services, process payments, communicate with members and operate its business.

Personal information will be handled in accordance with applicable privacy laws and our Privacy Policy.

We may use third-party platforms and service providers to support our operations. Where personal information is handled by those providers, the applicable privacy arrangements and legal requirements will apply. You should not publish passwords, brokerage login credentials, financial account details or other sensitive personal information in community discussions or public communications. Please refer to our separate Privacy Policy for details about the information we collect, how it is used and disclosed, how it is protected, and how you can request access to or correction of your personal information.

10. Scam Awareness and Official Communications

Applies to Ironshield Collective, Covered Call Mastery, social media accounts, community platforms and communications claiming to represent GFSA.

Please remain alert to individuals who may impersonate GFSA Investments Pty Ltd, Ironshield Collective, Covered Call Mastery, their administrators or their representatives. Fraudulent individuals may contact you through social media, email, direct messages or community platforms and may offer investment services, request payments, solicit account credentials or promise guaranteed returns.

For your protection:

Never share your brokerage password, verification codes or account access credentials.

Be cautious of unsolicited investment offers, requests for transfers and promises of guaranteed profits.

Independently verify the identity of anyone claiming to represent our business.

Do not assume that a person is authorised to act for GFSA merely because they belong to the community or know information about our courses.

Contact us through the official communication channels published on our website if you are uncertain about a message or request.

GFSA's educational services should not be confused with a service that manages your money or trades on your behalf.

If you suspect that someone is impersonating our business, please notify us promptly and consider reporting the matter to the relevant platform or Australian authorities.

11. Acceptance and Updates

By accessing our website, participating in Ironshield Collective or purchasing Covered Call Mastery, you acknowledge that you have had the opportunity to review the applicable terms and disclaimers.

The relevant terms may be updated from time to time to reflect changes to our services, business operations or legal requirements. Where required, we will provide notice or obtain consent in accordance with applicable law.

The applicable terms will be made available through the relevant website, platform or purchase process.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

These terms are governed by the laws applicable in Australia, subject to any mandatory legal protections that apply to you.

12. Third-Party Platform Disclaimer — SKOOL

Applies to Ironshield Collective and Covered Call Mastery communities and educational content hosted on Skool.

GFSA Investments Pty Ltd operates Ironshield Collective and Covered Call Mastery, which use the Skool platform to provide access to educational materials, community discussions, courses and related learning resources.

Skool is a third-party platform provider and is not owned or operated by GFSA Investments Pty Ltd. Unless expressly stated otherwise, Skool does not create, endorse or independently verify the financial education, market commentary, opinions or educational materials provided by GFSA, Ironshield Collective or Covered Call Mastery.

Your access to and use of Skool is also subject to Skool's applicable terms, policies and conditions, which you are responsible for reviewing and complying with. GFSA Investments Pty Ltd is responsible for the educational services and content it provides, subject to applicable law. Skool is responsible for its own platform services in accordance with its applicable terms and legal obligations.

To the extent permitted by law, GFSA Investments Pty Ltd is not responsible for interruptions, outages, technical failures, security incidents or changes to Skool's platform that are outside GFSA's reasonable control. We cannot guarantee that Skool will remain available, uninterrupted or unchanged.

Members are responsible for maintaining the security of their own accounts, protecting their login credentials and exercising caution when interacting with other users. Members should not share passwords, verification codes, brokerage login details or other confidential information through community posts or messages.

Content, opinions, messages and materials posted by other members are their own responsibility and do not necessarily represent the views of GFSA Investments Pty Ltd, Ironshield Collective or Covered Call Mastery.

To the extent permitted by law, GFSA Investments Pty Ltd disclaims liability for losses arising from third-party platform services or member-generated content where such exclusion is legally effective. Nothing in this disclaimer excludes or limits any rights, guarantees, remedies or liabilities that cannot lawfully be excluded or limited under Australian Consumer Law or other applicable legislation.

Privacy: Skool and GFSA Investments Pty Ltd may each handle personal information in connection with their respective services.

Please refer to Skool's applicable privacy policy and GFSA's Privacy Policy for information about how personal information is handled.

Skool's published legal documents can be accessed at:

Skool Terms and Conditions: https://www.skool.com/legal?t=terms

Skool Privacy Policy: https://www.skool.com/legal?t=privacy

By participating in our Skool communities, you acknowledge that the community is hosted on a third-party platform and that the applicable platform terms and policies also apply to your use of Skool.

Company: GFSA Investments Pty Ltd
Education and community platforms: Ironshield Collective and Covered Call Mastery

Email: [email protected]
Address: Aero Building Ground Floor G03/247 Coward Street , Mascot NSW 2020